How to Get a Replacement Car Key
It can be very frustrating to lose car keys. It can also be costly depending on the type you have.
A call to an auto locksmith is the easiest method to replace keys. This is usually a cheaper and faster option than calling the roadside assistance line or a dealership.
Cost
A few years ago lost your car keys was not a big problem. You could just go to your local hardware store and have a replacement key made. However, today, it's more complicated and more expensive. It's because cars are technologically advanced, and their keys too. While this may make the keys more secure from theft, they are also more expensive to replace.
The cost of a lost key replacement will vary based on the year, make and model of your vehicle. Many modern cars come with keys that include a transponder chip in them to protect against theft. These chips must be paired to your vehicle. This typically requires a locksmith or a dealer. The cost varies based on the model of your car however it could reach $200.
Some modern cars also use laser-cut keys that need to be programmed using a special machine that is only available at dealerships and auto locksmiths. The cost of a spare key in this kind of lock could be as high as $100.
Another aspect that can affect the cost of a lost key is where you live. You'll likely need to pay more for a remote area because the tow truck and locksmith must travel far to reach you. Locksmiths will also charge extra for work that is done on holidays, weekends or after-hours.
The best method to minimize the cost of a lost key is to keep a spare key on hand that can be kept at home or in your wallet. You should also keep the registration or title documents with you, as they will be required to prove that you are the owner of the vehicle should you need to contact the dealership to request an exchange key. You can also contact your roadside assistance service. You might be able to obtain an interim replacement based on the terms and conditions of your roadside assistance service.
Time
It can be a hassle to lose your car keys, but it's crucial not to panic. First, take a moment to look for your keys to your car in a convenient place like your pocket or purse. Then, walk back through your day and try to remember where you might have put them them. This will aid in determining if you've lost them, or if they are still in your car. It might be time to replace your car keys if you can't locate them.
Most modern cars have an electronic key fob that utilizes a number of codes to unlock and start the vehicle. This kind of key has to be programmed with the specific vehicle you own, and this is typically a task for an expert. Contact an auto locksmith and bring proof of ownership.
The traditional metal keys are much easier to replace than remote fobs for keys. They function entirely mechanically and are not complex to duplicate, therefore a local locksmith can make you a replacement on the spot in the event that you've lost one. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. If you're looking to make copies of your old car keys, go to a hardware store that specializes in cars and have them made quickly and inexpensively.
You should also consider replacing your car keys if they're starting to appear worn down. The teeth on the keys and the lock's cylinder may wear down due to regular use and make it difficult to align them correctly with one another. If the key begins to stick, it may be time to replace it.
The dealer might need to program the key if you own a newer model or a luxury automobile. This is a complicated job that could take a long time to complete and can cost you a lot. It could be covered under your car warranty or insurance dependent on the model of your car.
Accessibility
Even if you're an excellent driver it's still possible to lose your car keys. This could be a huge problem particularly if it happens at a time that isn't convenient like when you are at the supermarket or a gas station and you want to return home. There are a variety of ways to replace your lost key. You can find an locksmith, call roadside assistance, or contact your insurance provider.
The first thing you'll need to determine the type of car key you own. This is crucial because different cars use different types of keys. Some are old-school and only lock via the key cylinder and others come with an electronic chip that communicates with the car in order to unlock the doors and then start it up. Certain keys can be changed by an auto locksmith, however you might need to go to a dealership to order one from the manufacturer if yours is smart key.
No matter if you're using a conventional key or a smart key, your first step is to read the instruction manual or call the dealership for directions on how to connect it to your vehicle. You'll need to show proof of ownership and may require waiting a few days for the dealer to order your replacement. This procedure could also require you to take the vehicle to a locksmith or another service provider to be programmed, so this isn't the ideal option for people working on tight schedules or have limited mobility.
The process is a lot easier in the event that you have a spare. You can typically purchase an online replacement key for a relatively low price depending on the model of vehicle. If, however, your keys have transponder or key fob element, you'll need to go to a reputable expert to have them replaced and programmed. Based on the make and model of your vehicle it could mean arranging for an auto towing service or letting a locksmith take care of it.
Another method of getting a new car key is using a bluetooth tracker. These small devices attach to your keyring and emit a signal that can be read by a smartphone with an application installed. The app will then inform you the location of the key, so you can find it when you require it.
Insurance
Typically, car insurance does not cover keys that are lost. There are exceptions. Some of the most reputable insurance companies, who are committed to customer satisfaction, provide additional insurance for things like lost keys. It is usually an extra cost, but it may be less expensive than paying out-of-pocket for key replacement costs.
Whether or not car insurance covers keys lost is dependent on the policy and deductible. The majority of traditional metal keys are easily replaced however it can be more difficult if you have an electronic fob, or smart key. These keys are laser-cut and incorporate chips that send a signal to your vehicle. They are therefore more difficult to replace than mechanical keys. They are also more expensive, since you'll have to pay a locksmith as well as the key itself.
If you're looking to cut costs on a replacement key that's lost, consider using an auto club or roadside assistance service. These companies may provide locksmiths with discounted rates and even pay the cost of a new key. Some of these firms also provide emergency lockout services which are useful if you're in a rush and have to get back on the road.
You can also call your dealership to see if it could help. Many dealerships have locksmiths on staff, and they may be able to make you new keys at an affordable cost. However when cost of a replacement car key needs to purchase a new key for the model you have it could take a few days to receive. No matter which method you choose, be sure to keep all receipts and other documentation so you can submit a claim to your insurance company for your car should you need to.
The loss of keys to your car is a regular incident. It's not pleasant however, it can occur to anyone. There are ways to avoid costly consequences. The quickest and most affordable method to replace lost car keys is by making contact with a locksmith local to you. However, you must consider the financial benefits versus the time and cost involved before making an insurance claim.